NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

NBER Publications by Olivia S. Mitchell

Working Papers and Chapters

November 2009Financial Literacy and Financial Sophistication Among Older Americans
with Annamaria Lusardi, Vilsa Curto: w15469
September 2009Financial Literacy among the Young: Evidence and Implications for Consumer Policy
with Annamaria Lusardi, Vilsa Curto: w15352
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness
with Annamaria Lusardi: w15350
The Efficiency of Sponsor and Participant Portfolio Choices in 401(k) Plans
with Ning Tang, Gary R. Mottola, Stephen Utkus: w15317
June 2009Default, Framing and Spillover Effects: The Case of Lifecycle Funds in 401(k) Plans
with Gary R. Mottola, Stephen P. Utkus, Takeshi Yamaguchi: w15108
Extending Life Cycle Models of Optimal Portfolio Choice: Integrating Flexible Work, Endogenous Retirement, and Investment Decisions with Lifetime Payouts
with Jingjing Chai, Wolfram Horneff, Raimond Maurer: w15079
September 2008Managing Contribution and Capital Market Risk in a Funded Public Defined Benefit Plan: Impact of CVaR Cost Constraints
with Raimond Maurer, Ralph Rogalla: w14332
June 2008Managing Public Investment Funds: Best Practices and New Challenges
with John Piggott, Cagri Kumru: w14078
Asset Allocation and Location over the Life Cycle with Survival-Contingent Payouts
with Wolfram J. Horneff, Raimond H. Maurer, Michael Z. Stamos: w14055
January 2008Planning and Financial Literacy: How Do Women Fare?
with Annamaria Lusardi: w13750
Footnotes Aren't Enough: The Impact of Pension Accounting on Stock Values
with Julia Coronado, Steven A. Sharpe, S. Blake Nesbitt: w13726
February 2007Money in Motion: Dynamic Portfolio Choice in Retirement
with Wolfram J. Horneff, Raimond H. Maurer, Michael Z. Stamos: w12942
December 2006Cross-Cohort Differences in Health on the Verge of Retirement
with Beth J. Soldo, Rania Tfaily, John F. McCabe: w12762
October 2006Baby Boomer Retirement Security: the Roles of Planning, Financial Literacy, and Housing Wealth
with Annamaria Lusardi: w12585
August 2006Financial Innovation for an Aging World
with John Piggott, Michael Sherris, Shaun Yow: w12444
The Chilean Pension Reform Turns 25: Lessons From the Social Protection Survey
with Alberto Arenas de Mesa, David Bravo, Jere R. Behrman, Petra E. Todd: w12401
July 2006Optimizing the Retirement Portfolio: Asset Allocation, Annuitization, and Risk Aversion
with Wolfram J. Horneff, Raimond Maurer, Ivica Dus: w12392
November 2005Socially Responsible Investment in Japanese Pensions
with Henry Hongbo Jin, John Piggott: w11747
October 2005Turning Workers into Savers? Incentives, Liquidity, and Choice in 401(k) Plan Design
with Stephen P. Utkus, Tongxuan (Stella) Yang: w11726
April 2005Betting on Death and Capital Markets in Retirement: A Shortfall Risk Analysis of Life Annuities
with Ivica Dus, Raimond Maurer: w11271
November 2004Aged-Care Support in Japan: Perspectives and Challenges
with John Piggott, Satoshi Shimizutani: w10882
May 2004Death Spiral or Euthanasia? The Demise of Generous Group Health Insurance Coverage
with Mark V. Pauly, Yuhui Zeng: w10464
March 2004Unlocking Housing Equity in Japan
with John Piggott: w10340
September 2003International Adverse Selection in Life Insurance and Annuities
with David McCarthy: w9975
October 2002The Role of Company Stock in Defined Contribution Plans
with Stephen P. Utkus: w9250
September 2002The Role of Economic Policy in Social Security Reform: Perspectives from the President's Commission
with John F. Cogan: w9166
Understanding Individual Account Guarantees
with Marie-Eve Lachance: w9195
August 2002Annuities for an Ageing World
with David McCarthy: w9092
April 2002Strengthening Employment-Based Pensions in Japan
with Robert L. Clark: w8891
January 2002Guaranteeing Defined Contribution Pensions: The Option to Buy-Back a Defined Benefit Promise
with Marie-Eve Lachance: w8731
October 2001Developments in Decumulation: The Role of Annuity Products in Financing Retirement
w8567
January 2001Annuity Values in Defined Contribution Retirement Systems: The Case of Singapore and Australia
with Suzanne Doyle, John Piggott: w8091
The Role of Real Annuities and Indexed Bonds in an Individual Accounts Retirement Program
with Jeffrey R. Brown, James M. Poterba
in Risk Aspects of Investment-Based Social Security Reform, John Y. Campbell and Martin Feldstein, editors
October 2000Retirement Responses to Early Social Security Benefit Reductions
with John W.R. Phillips: w7963
July 2000Mortality Risk, Inflation Risk, and Annuity Products
with Jeffrey R. Brown, James M. Poterba: w7812
May 2000Would a Privatized Social Security System Really Pay a Higher Rate of Return
with John Genakoplos, Stephen P. Zeldes: w6713
Social Security Money's Worth
with John Geanakoplos, Stephen P. Zeldes: w6722
March 2000New Evidence on the Money's Worth of Individual Annuities
with James M. Poterba, Mark J. Warshawsky: w6002
October 1999New Trends in Pension Benefit and Retirement Provisions
w7381
July 1999Worklife Determinants of Retirement Income Differentials Between Men and Women
with Phillip J. Levine, John W. Phillips: w7243
Taxing Retirement Income: Nonqualified Annuities and Distributions from Qualified Accounts
with Jeffrey R. Brown, James M. Poterba, Mark J. Warshawsky: w7268
March 1999The Role of Real Annuities and Indexed Bonds in an Individual Accounts Retirement Program
with Jeffrey R. Brown, James M. Poterba: w7005
April 1998Health Problems as Determinants of Retirement: Are Self-Rated Measures Endogenous?
with Debra Sabatini Dwyer: w6503
January 1998Administrative Costs in Public and Private Retirement Systems
in Privatizing Social Security, Martin Feldstein, editor
December 1997After Chile, What? Second-Round Pension Reforms in Latin America
with Flavio Ataliba Barreto: w6316
October 1997Projected Retirement Wealth and Savings Adequacy in the Health and Retirement Study
with James F. Moore: w6240
September 1997Retirement Wealth Accumulation and Decumulation: New Developments and Outstanding Opportunities
with James F. Moore: w6178
February 1997Pension and Social Security Wealth in the Health and Retirement Study
with Alan L. Gustman, Andrew A. Samwick, Thomas L. Steinmeier: w5912
August 1996Construction of the Earnings and Benefits File (EBF) for Use With the Health and Retirement Survey
with Jan Olson, Thomas Steinmeier: w5707
Administrative Costs in Public and Private Retirement Systems
w5734
March 1996"Social Security Privatization: A Structure for Analysis"
with Stephen P. Zeldes: w5512
October 1995Evaluating Mental Health Capitation Treatment: Lessons from Panel Data
with Debra Sabatini Dwyer, Robert Cole, Sylvia K. Reed: w5297
September 1995State and Local Pension Plans
with Roderick Carr: w5271
August 1994Retirement Research Using the Health and Retirement Survey
with Alan L. Gustman, Thomas L. Steinmeier: w4813
January 1994"Public Sector Pension Governance and Performance"
with Ping Lung Hsin: w4632
August 1993Retirement Systems in Developed and Developing Countries: Institutional Features, Economic Effects, and Lessons for Economies in Transition
w4424
March 1993The Role of Pensions in the Labor Market
with Alan L. Gustman, Thomas L. Steinmeier: w4295
November 1991Pension Funding in the Public Sector
with Robert S. Smith: w3898
June 1991Expected Changes in the Workforce and Implications for Labor Markets
with Phillip B. Levine: w3743
Trends in Pension Benefit Formulas and Retirement Provisions
w3744
April 1990Pensions and the U.S. Labor Market
with Alan L. Gustman: w3331
February 1990The Effects of Mandating Benefits Packages
w3260
August 1989Explaining Pension Dynamics
with Rebecca A. Luzadis: w3084
February 1988The Baby Boom's Legacy: Relative Wages in the 21st Century
with Phillip B. Levine: w2501
October 1987Worker Knowledge of Pension Provisions
w2414
September 1987Social Security Reforms and Poverty Among Older Dual-Earner Couples
w2382
December 1986Married Women's Retirement Behavior
with Silvana Pozzebon: w2104
March 1985Firm-Level Policy Toward Older Workers
with Rebecca A. Luzadis: w1579
1985Rewards for Continued Work: The Economic Incentives for Postponing Retirement
with Gary S. Fields
in Horizontal Equity, Uncertainty, and Economic Well-Being, Martin David and Timothy Smeeding, editors
May 1984The Effects of Social Security Reforms on Retirement Ages and RetirementIncomes
with Gary S. Fields: w1348
September 1983Rewards to Continued Work: The Economic Incentives For Postponing Retirement
with Gary S. Fields: w1204
May 1983The Economics of Retirement Behavior
with Gary S. Fields: w1128
March 1983Economic Incentives to Retire: A Qualitative Choice Approach
with Gary S. Fields: w1096
April 1982Economic Determinants of the Optimal Retirement Age: An Empirical Investigation
with Gary S. Fields: w0876
1982The Labor Market Impact of Federal Regulation: OSHA, ERISA, EEO, and Minimum Wage
w0844
September 1981The Effects of Pensions and Earnings on Retirement: A Review Essay
with Gary S. Fields: w0772

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