NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

NBER Publications by Sumit Agarwal

Contact and additional information for this authorAll NBER papers and publicationsNBER Working Papers only

Working Papers and Chapters

March 2014Second Liens and the Holdup Problem in Mortgage Renegotiation
with Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet, Yan Zhang: w20015
February 2014Do Loan Officers’ Incentives Lead to Lax Lending Standards?
with Sumit Agarwal, Itzhak Ben-David: w19945
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages?
with Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet, Douglas Evanoff: w19920
October 2013Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market
with Sumit Agarwal, Itzhak Ben-David, Vincent Yao: w19606
Predatory Lending and the Subprime Crisis
with Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet, Douglas D. Evanoff: w19550

Published: Agarwal, Sumit & Amromin, Gene & Ben-David, Itzhak & Chomsisengphet, Souphala & Evanoff, Douglas D., 2014. "Predatory lending and the subprime crisis," Journal of Financial Economics, Elsevier, vol. 113(1), pages 29-52. citation courtesy of

September 2013Regulating Consumer Financial Products: Evidence from Credit Cards
with Sumit Agarwal, Souphala Chomsisengphet, Neale Mahoney, Johannes Stroebel: w19484
December 2012Did the Community Reinvestment Act (CRA) Lead to Risky Lending?
with Sumit Agarwal, Efraim Benmelech, Nittai Bergman, Amit Seru: w18609
August 2012Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program
with Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Souphala Chomsisengphet, Tomasz Piskorski, Amit Seru: w18311
January 2012Inconsistent Regulators: Evidence From Banking
with Sumit Agarwal, David Lucca, Amit Seru, Francesco Trebbi: w17736
January 2009Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?
with Sumit Agarwal, Paige M. Skiba, Jeremy Tobacman: w14659

Published: Agarwal, Sumit, Paige Marta Skiba, and Jeremy Tobacman. "Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?" American Economic Review 99, 2 (2009): 412-417. citation courtesy of

February 2008Learning in the Credit Card Market
with Sumit Agarwal, John C. Driscoll, Xavier Gabaix, David Laibson: w13822
December 2007The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data
with Sumit Agarwal, Chunlin Liu, Nicholas S. Souleles: w13694

Published: Sumit Agarwal & Chunlin Liu & Nicholas S. Souleles, 2007. "The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data," Journal of Political Economy, University of Chicago Press, vol. 115(6), pages 986-1019, December. citation courtesy of

October 2007Optimal Mortgage Refinancing: A Closed Form Solution
with Sumit Agarwal, John C. Driscoll, David Laibson: w13487

Published: Sumit Agarwal & John C. Driscoll & David I. Laibson, 2013. "Optimal Mortgage Refinancing: A Closed‐Form Solution," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 45, pages 591-622, 06. citation courtesy of

June 2007The Age of Reason: Financial Decisions Over the Lifecycle
with Sumit Agarwal, John C. Driscoll, Xavier Gabaix, David Laibson: w13191

Contact and additional information for this authorAll NBER papers and publicationsNBER Working Papers only

 
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