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AN NBER PUBLICATION ISSUE: No. 3, September 2009

The Bulletin on Aging & Health

With the U.S. Congress actively debating health reform bills that could extend insurance coverage to millions of Americans, the need to identify strategies to contain health care costs has become an ever more pressing issue. Tort reform has been proposed by leaders of both political parties as one possible strategy to reduce health care costs. In The Impact of Tort Reform on Employer-Sponsored Health Insurance Premiums (NBER Working Paper 15371), researchers Ronen Avraham...

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Research Summaries

Most non-elderly Americans who have health insurance receive their coverage through an employer. Many workers are offered a choice among several employer-sponsored health insurance plans. These plans can be characterized as more or less generous, where the more generous plans offer greater freedom in selecting providers, and/or more complete coverage of health care expenditures. Such plans, however, have higher premiums. What factors determine a worker's choice of a...
Over the past year, numerous stories in the popular press have suggested that workers in the U.S. will delay retirement as a result of the current economic crisis. With diminished retirement savings and home equity to draw on, the story goes, expected retirement income has shrunk, forcing older individuals to stay in the labor force longer. It may seem surprising, then, that the number of new Social Security benefit claims is sharply up since the crisis began, suggesting an...

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