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A. Authors

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B. Title of Paper

C. AEA-JEL Classification

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A - General Economics and Teaching
B - Schools of Economic Thought and Methodology
C - Mathematical and Quantitative Methods
D - Microeconomics
E - Macroeconomics and Monetary Economics
F - International Economics
G - Financial Economics
H - Public Economics
I - Health, Education, and Welfare
J - Labor and Demographic Economics
K - Law and Economics
L - Industrial Organization
M - Business Administration and Business Economics; Marketing; Accounting
N - Economic History
O - Economic Development, Technological Change, and Growth
P - Economic Systems
Q - Agricultural and Natural Resource Economics; Environmental and Ecological
R - Urban, Rural, and Regional Economics
Y - Miscellaneous Categories
Z - Other Special Topics

Please select which NBER program(s) and optionally working group(s) this Working Paper is associated with. The final decision as to how your paper will be classified rests with NBER.

D. Programs

AG - Aging
AP - Asset Pricing
CF - Corporate Finance
CH - Children
DAE - Development of the American Economy
ED - Economics of Education
EEE - Environmental and Energy Economics
EFG - Economic Fluctuations and Growth
HC - Health Care
HE - Health Economics
IFM - International Finance and Macroeconomics
IO - Industrial Organization
ITI - International Trade and Investment
LE - Law and Economics
LS - Labor Studies
ME - Monetary Economics
PE - Public Economics
POL - Political Economy
PR - Productivity
TWP - Technical Working Papers

E. Working Groups

BE - Behavioral Economics
CE - Chinese Economy
CRI - Economics of Crime
CS - Cohort Studies
EE - Enviornmental Economics
ENS - Economics of National Security
ENT - Entrepreneurship
FR - Risks of Financial Institutions
HF - HF
IE - India
INS - Insurance
MD - Market Design
MM - Market Microstructures
OE - Organizational Economics
PER - Personnel Economics
UE - Urban Economics

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G. Appearing in a conference volume/NBER book

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H. Conflict of Interest/Funding

NBER requires researchers to disclose the source of research funding -- government grants, private foundation support, corporate sponsorship, university support, or other support -- for studies that are distributed in in the NBER Working Paper series. Please include this information in your acknowledgments. If other circumstances, such as consulting arrangements or employment at firms or other entities that are affected by this research, might lead to actual or perceived conflicts of interest with regard to this research, please disclose that information to the NBER's Director of Research and Grants Management. Thank you.

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NIH - National Institutes of Health
SSA - Social Security Administration

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