NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Jake Kendall

Caribou Digital

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NBER Working Papers and Publications

September 2016Research and Impacts of Digital Financial Services
with Dean Karlan, Rebecca Mann, Rohini Pande, Tavneet Suri, Jonathan Zinman: w22633
A growing body of rigorous research shows that financial services innovations can have important positive impacts on wellbeing, but also that many do not. We first describe the latest evidence on what works in financial inclusion. Second, we summarize research on key financial market failures and on products and innovations that address specific mechanisms underlying them. We conclude by highlighting open areas for future work.
 
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