Table 20. Replacement rates for older workers from non-employment benefit schemes in OECD coun Yearly average from age 55 to the standard entitlement age for old-age pension Disability Unemployment Special ER schemes 2 schemes 3 schemes 4 United States .. .. .. Japan .. .. .. Germany 44.1 29.1 .. France 50.0 34.4 52.0 Italy 60.0 50.0 70.0 United Kingdom .. 8.2 .. Canada .. .. .. Australia 27.3 27.6 .. Austria 68.1 34.0 .. Belgium 58.3 40.0 52.9 Czech Republic 44.7 5.6 .. Denmark 38.8 71.5 20.0 Finland 60.0 30.0 .. Hungary 55.8 18.6 .. Iceland .. .. .. Ireland 32.2 24.0 .. Luxembourg 52.9 77.6 64.8 Netherlands 70.0 52.5 .. Norway 57.0 .. 14.7 New Zealand 31.5 30.0 .. Poland 46.9 16.2 .. Portugal 71.7 35.9 .. Spain 71.5 37.1 .. Sweden 69.6 .. .. Switzerland .. .. .. 1. For derivation of the summary replacement rates, see Blöndal and Scarpetta (1998). 2. ".." denotes that disability benefits are granted, in principle, on medical criteria only. 3. ".." denotes that unemployment pensions are not available, or that job-search requirements are not relaxed for older workers. 4. ".." denotes that there are no special early retirement systems. Source: Blöndal and Scarpetta (1998), The retirement decision in OECD countries, OECD Economics Department Working Paper no. 202.