NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Regional Redistribution Through the U.S. Mortgage Market

Erik Hurst, Benjamin J. Keys, Amit Seru, Joseph S. Vavra

NBER Working Paper No. 21007
Issued in March 2015, Revised in March 2016

---- Acknowledgements ----

We thank Sumit Agarwal, Heitor Almeida, Tom Davidoff, John Driscoll, Matthew Kahn, Arvind Krishnamurthy, John Leahy, Tomasz Piskorski, Stijn Van Nieuwerburgh, Monika Piazzesi, David Scharfstein, Johannes Stroebel, Adi Sunderam, Francesco Trebbi, and seminar participants at Berkeley Haas, Ennaudi Institute, Federal Reserve Board, HEC, Indian School of Business, Kellogg, MIT, National University of Singapore, NBER Monetary Economics Program Meeting, Ohio State, NBER Summer Institute, Chicago Fed, Rutgers, Stanford, Toronto, UBC, UCLA, University of Chicago Booth, University of Chicago Harris, University of Illinois, University of Michigan, Wharton, the FRIC 2014 conference on financial frictions, and the NBER conference on Financing Housing Capital for helpful comments and suggestions. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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