Household Debt: Facts, Puzzles, Theories, and Policies
NBER Working Paper No. 20496
---- Acknowledgements ----
Thanks to Ayushi Narayan for excellent research assistance; to Neil Bhutta, David Laibson, Jialan Wang, and audiences at the Consumer Financial Protection Bureau and the Chicago Benefit-Cost Conference for helpful comments; and to many co-authors (especially Dean Karlan and Victor Stango) for shaping and sharpening my thinking over the years. The views expressed herein are those of the author and do not necessarily reflect the views of the National Bureau of Economic Research.