How Do Regulators Influence Mortgage Risk: Evidence from an Emerging Market
NBER Working Paper No. 18394
---- Acknowledgements -----
We gratefully acknowledge an Indian mortgage provider for providing us with the data, and many employees of the Indian mortgage provider, Santosh Anagol, Amit Bubna, Jishnu Das, Jennifer Huang, Ajay Shah, S. Sridhar, Usha Thorat, R. V. Verma, and Vikrant Vig for useful conversations and discussions. We thank seminar participants at the Econometric Society/European Economics Association Malaga Conference, the NBER Household Finance Summer Institute, IIM Bangalore, the World Bank, the Oxford-Man Institute of Quantitative Finance, Saïd Business School, the HKUST Household Finance Symposium, the NUS-IRES Real Estate Symposium, the NHB-CAFRAL Conference, and the NIPFP-DEA Conference on International Capital Flows for comments, the International Growth Centre and the Sloan Foundation for financial support, and Vimal Balasubramaniam for able research assistance. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.
---- Disclosure of Financial Relationships for John Y. Campbell -----
A full disclosure of all my outside financial relationships can be found on my website at: