How Do Regulators Influence Mortgage Risk: Evidence from an Emerging Market

John Y. Campbell, Tarun Ramadorai, Benjamin Ranish

NBER Working Paper No. 18394
Issued in September 2012

---- Acknowledgements -----

We gratefully acknowledge an Indian mortgage provider for providing us with the data, and the International Growth Centre and the Sloan Foundation for financial support. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

---- Disclosure of Financial Relationships for John Y. Campbell -----

A full disclosure of all my outside financial relationships can be found on my website at:

http://ws1.ad.economics.harvard.edu/faculty/campbell/files/outsideactivities_070512.pdf

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