NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

The Welfare Economics of Default Options in 401(k) Plans

B. Douglas Bernheim, Andrey Fradkin, Igor Popov

NBER Working Paper No. 17587
Issued in November 2011

---- Acknowledgements -----

Previously circulated as "The Welfare Economics of Default Options: A Theoretical and Empirical Analysis of 401(k) Plans." We would like to thank participants at the 2010 CESifo Venice Summer Institute Conference on Behavioural Welfare Economics, the 2011 ECORE Summer School (UCL, Louvain-la-Neuve), the June 2011 D-TEA Paris Meetings, the 2012 ASSA Winter Meetings (Chicago), the Public Economics Seminar at UC Berkeley, and the PIER Seminar at the University of Pennsylvania, for helpful comments. The first author has benefited immeasurably from numerous conversations with Antonio Rangel concerning the topic of behavioral welfare economics, which have spanned many years. The first author also acknowledges financial support from the National Science Foundation through grants SES-0752854 and SES-1156263. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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