Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs

Annamaria Lusardi

NBER Working Paper No. 13824
Issued in February 2008

---- Acknowledgements -----

This paper was written for the conference "Implications of Behavioral Economics for Economic Policy" held at the Federal Reserve Bank of Boston on September 27–28, 2007. It builds on several papers I have written in collaboration with Olivia Mitchell, whom I would like to thank for her encouragement, support, and many comments. Moreover, I would like to thank my discussants, Alan Blinder and David Laibson, and the conference participants for many helpful suggestions. Audrey Brown provided excellent research assistance. Any errors are my responsibility. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research.

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