TY - JOUR AU - Gruber,Jonathan TI - Covering the Uninsured in the U.S. JF - National Bureau of Economic Research Working Paper Series VL - No. 13758 PY - 2008 Y2 - January 2008 UR - http://www.nber.org/papers/w13758 L1 - http://www.nber.org/papers/w13758.pdf N1 - Author contact info: Jonathan Gruber MIT Department of Economics E52-355 50 Memorial Drive Cambridge, MA 02142-1347 Tel: 617/253-8892 Fax: 617/253-1330 E-Mail: gruberj@mit.edu AB - One of the major social policy issues facing the U.S. in the first decade of the 21st century is the large number of Americans lacking health insurance. This article surveys the major economic issues around covering the uninsured. I review the facts on insurance coverage and the nature of the uninsured; focus on explanations for why the U.S. has such a large, and growing, uninsured population; and discuss why we should care if individuals are uninsured. I then focus on policy options to address the problem of the uninsured, beginning with a discussion of the key issues and available evidence, and then turning to estimates from a micro-simulation model of the impact of alternative interventions to increase insurance coverage. ER -