NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

The Effect of Credit Constraints on the College Drop-Out Decision A Direct Approach Using a New Panel Study

Todd R. Stinebrickner, Ralph Stinebrickner

NBER Working Paper No. 13340
Issued in August 2007

---- Acknowledgements -----

The paper has benefitted from the comments of John Bound, Chris Avery, Tom Crossley, David Green, Lance Lochner and numerous seminar participants including those at NBER and the IRP summer research workshop. The work was made possible by generous funding from The Mellon Foundation, The Spencer Foundation, The National Science Foundation, The Social Science Humanities Research Council and support from Berea College. We are very thankful to Anne Kee, Lori Scafidi, Dianne Stinebrickner, Pam Thomas, and Albert Conley who have played invaluable roles in the collection and organization of the data from the Berea Panel Study. Comments from Derek Neal on an earlier paper motivated us to add the financial module used in this paper to the Berea Panel Study. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research.

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