Are You Sure You're Saving Enough for Retirement?
NBER Working Paper No. 12981
---- Acknowledgements ----
I am grateful to the National Institute on Aging Grant PO1-AG19783 for financial support. I thank without implicating seminar participants at Washington University St. Louis, the NBER Summer Institute, Victor Fuchs, Michael Hurd, Alan Gustman, Laurence Kotlikoff, David Laibson, Annamaria Lusardi, Susann Rohwedder, Karl Scholz, Douglas Staiger, Steven Venti, Stephen Utkus, Jonathan Zinman, and especially the editors of the Journal of Economic Perspectives for helpful comments and suggestions. I am indebted to Laurence Kotlikoff for a copy of ESPlanner, and to Weiping Zhou for excellent research assistance. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research.