NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Quantifying Equilibrium Network Externalities in the ACH Banking Industry

Daniel A. Ackerberg, Gautam Gowrisankaran

NBER Working Paper No. 12488
Issued in August 2006

---- Acknowledgements -----

We acknowledge funding from the NET Institute and the National Science Foundation (Grant SES-0318170), and thank the Editor, two anonymous referees, Steve Berry, Liran Einav, Jinyong Hahn, Fumiko Hayashi, Brian McManus, Andrea Moro, Joanna Stavins, Klaas van't Veld, Bill Vogt and seminar participants at numerous institutions for helpful comments and Anita Todd for editorial assistance.

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