@techreport{NBERr1821, title = "Banks versus Markets as Mechanisms for Allocating and Coordinating Investment", author = "Joseph E. Stiglitz", institution = "National Bureau of Economic Research", type = "Working Paper", series = "Reprint Series", number = "1821", year = "1993", month = "December", URL = "http://www.nber.org/papers/r1821", abstract = {}, }