Mortgage Loan Data

The approximately 27,000 mortgage loan experience cards that comprise this group were collected in the 1940s as part of the NBERs Financial Research Program. Six NBER books were based on analyses of these data and these volumes should be consulted when using this group of materials.

Loans made by Commercial Banks: (Rolls 1, 1A, 2, 3 - 8599 cards)

Loans made by Life Insurance Companies: (Rolls 4, 5, 6 - 8930 cards)

Loans made by Savings and Loans: (Rolls 7, 8, 9 - 6176 cards )

HOLC (Home Owners' Loan Corporation: (Roll 10 - 3174 cards)  Jonathan Rose coded HOLC data:
README   holc_codebook.xls holc_description.txt holc_sample.dta

Documentation, including corrections and explanations

Urban Mortgage Lending by Life Insurance Companies, Saulnier, Raymond J. Published in 1950

Urban Real Estate Markets: Characteristics and Financing, Fisher, Ernest M. UMI, 1951

History and Policies of the Home Owners' Loan Corporation, Harriss, C. Lowell. UMI, 1951

Commercial Bank Activities in Urban Mortgage Financing, Carl F. Behrens. UMI, 1952

The Role of Federal Credit Aids in Residential Construction, Grebler, Leo. NBER, 1953

Urban Mortgage Lending: Comparative Markets and Experience, Morton, J. E.. UMI, 1956