Hwagyun Kim

>Dear Denis:
>
>I am responding to the email from the NBER Household Finance Working
>Group. Please find attached a pdf file containing my research
>proposal, a brief budget, and my most current CV. Thank you very
>much for your consideration and I look forward to hearing from you.
>If you have any questions, please feel free to contact me.
>
>Sincerely,
>
>Hwagyun Kim
>
>Hwagyun (Hagen) Kim, Ph.D.
>Assistant Professor
>Department of Finance
>Mays Business School
>Texas A&M University
>