"c           VAR 0261      14060 CE TRAL 3R 887-915               MD= 1E-37   "
"c           REF 0261         LOC 2310 WIDTH  9             DK  37 COL 44-52  "
"c                                                 EXP DEC=  1                "
"c                                                                            "
"c              RATIO OF RESERVES TO NET DEPOSITS, NATIONAL BANKS, CENTRAL    "
"c              RESERVE CITIES                                                "
"c              ----------------------------------------------------------    "
"c                                                                            "
"c              NBER SERIES:  14060                                           "
"c              AREA COVERED:  U.S.                                           "
"c              UNITS:  PERCENT                                               "
"c              ANNUAL COVERAGE:  NONE                                        "
"c              QUARTERLY COVERAGE:  NONE                                     "
"c              MONTHLY COVERAGE:  SCATTERED COVERAGE FOR 1887-1915; SEE      "
"c              NOTE                                                          "
"c              SEASONAL ADJUSTMENT:  NONE                                    "
"c              SOURCE:  ANNUAL REPORT OF THE COMPTROLLER OF THE CURRENCY,    "
"c              1888 AND FOLLOWING YEARS.                                     "
"c                                                                            "
"c              NOTES:  DATA FOR MAY 1887-AUGUST 1892 WERE COMPUTED BY NBER;  "
"c              THEREAFTER DATA ARE TAKEN DIRECTLY FROM THE SOURCE.           "
"c              BEGINNING IN APRIL 1902, THE TABLE HEADING CHANGED FROM       "
"c             "RESERVE HELD -- RATIO OF RESERVE" TO "CASH ON HAND, DUE DUE   "
"c              FROM RESERVE AGENTS, AND IN THE REDEMPTION FUND -- PERCENT".  "
"c              DATA REMAIN COMPARABLE THROUGHOUT.                            "
"c                   MONTHLY COVERAGE VARIES FROM YEAR TO YEAR.  EXCEPT FOR   "
"c              1887, WHICH ONLY HAS DATA FOR FOUR MONTHS, ALL YEARS FROM     "
"c              1888-1914 HAVE SCATTERED FIVE MONTH COVERAGE.  SIX MONTHS     "
"c              ARE PRESENTED FOR 1915.                                       "
"c                   THE FIRST AND FIFTH CALL DATES THROUGH THE FIRST CALL    "
"c              DATE OF 1892 WERE COMPUTED AS FOLLOWS:  FOR DEPOSITS -- THE   "
"c              AMOUNT OF RESERVE REQUIRED, 25% OF NET DEPOSITS WERE SUMMED   "
"c              FOR NEW YORK CITY, CHICAGO, AND ST. LOUIS AND THEN            "
"c              MULTIPLIED BY FOUR (SEE TABLE ON P. 191 OF THE 1888 REPORT);  "
"c              FOR RESERVES HELD -- RESERVES HELD, OTHER RESERVE CITIES      "
"c              (1888, P. 190) WERE DEDUCTED FROM RESERVES HELD, ALL RESERVE  "
"c              CITIES (1888, P. 195).                                        "
"c                   FOR THE THREE MIDDLE DATES THROUGH JULY 1892, RESERVES   "
"c              HELD FOR NEW YORK CITY, CHICAGO, AND ST. LOUIS WERE SUMMED;   "
"c              NET DEPOSITS FOR THE THREE CITIES WERE SUMMED; AND THE RATIO  "
"c              WAS COMPUTED (1888, P. 180).                                  "
"c                                                                            "
"c              CHECKED MANUALLY; CORRECTED 2/8/94.                           "
"c                                                                            "
"c           ...............................................................  "