"c           VAR 0249      14054 RAT BAN 3R 882-915               MD= 1E-37   "
"c           REF 0249         LOC 2202 WIDTH  9             DK  35 COL 62-70  "
"c                                                 EXP DEC=  1                "
"c                                                                            "
"c              RATIO OF LAWFUL MONEY TO INDIVIDUAL DEPOSITS, NATIONAL        "
"c              BANKS, RESERVE CITIES OTHER THAN CENTRAL                      "
"c              ------------------------------------------------------        "
"c                                                                            "
"c              NBER SERIES:  14054                                           "
"c              AREA COVERED:  U.S.                                           "
"c              UNITS:  PERCENT                                               "
"c              ANNUAL COVERAGE:  NONE                                        "
"c              QUARTERLY COVERAGE:  NONE                                     "
"c              MONTHLY COVERAGE:  SCATTERED COVERAGE FOR 1882-1915; SEE      "
"c              NOTE                                                          "
"c              SEASONAL ADJUSTMENT:  NONE                                    "
"c              SOURCE:  COMPUTED BY NBER FROM ANNUAL REPORTS OF THE          "
"c              COMPTROLLER OF THE CURRENCY.                                  "
"c                                                                            "
"c              NOTES:  SEE SERIES 14012 (LAWFUL MONEY, RESERVE CITIES OTHER  "
"c              THAN CENTRAL) AND SERIES 14024 (INDIVIDUAL DEPOSITS, RESERVE  "
"c              CITIES OTHER THAN CENTRAL) FOR FURTHER DESCRIPTIONS OF        "
"c              COVERAGE.  IN ADDITION, CLEARING HOUSE EXCHANGES HAVE BEEN    "
"c              DEDUCTED HERE FROM INDIVIDUAL DEPOSITS.                       "
"c                   CHICAGO AND ST. LOUIS ARE NOT INCLUDED IN THIS           "
"c              VARIABLE.                                                     "
"c                   MONTHLY COVERAGE VARIES FROM YEAR TO YEAR.  EXCEPT FOR   "
"c              1822, WHICH ONLY HAS DATA FOR OCTOBER AND DECEMBER, ALL       "
"c              YEARS FROM 1883-1914 HAVE SCATTERED FIVE MONTH COVERAGE.      "
"c              SIX MONTHS ARE PRESENTED FOR 1915.                            "
"c                   A NEW CLASSIFICATION WAS INTRODUCED FOR DEPOSITS         "
"c              BEGINNING WITH THE CALL REPORT OF DECEMBER 31, 1914.  IN      "
"c              ORDER TO RETAIN COMPARABILITY, INDIVIDUAL DEPOSITS WERE       "
"c              COMPUTED HEREON BY ADDING TOTAL DEMAND DEPOSITS, OF WHICH     "
"c              UNITED STATES AND POSTAL SAVINGS DEPOSITS WERE DEDUCTED, TO   "
"c              TOTAL TIME DEPOSITS.                                          "
"c                                                                            "
"c              CHECKED MANUALLY; CORRECTED 2/8/94.                           "
"c                                                                            "
"c           ...............................................................  "