"c           VAR 0283      14051 NET NEW 3R 882-915               MD= 1E-37   "
"c           REF 0283         LOC 2508 WIDTH  9             DK  40 COL 53-61  "
"c                                                 EXP DEC=  1                "
"c                                                                            "
"c              RATIO OF LOANS AND DISCOUNTS TO NET DEPOSITS, NATIONAL        "
"c              BANKS, NEW YORK CITY                                          "
"c              ------------------------------------------------------        "
"c                                                                            "
"c              NBER SERIES:  14051                                           "
"c              AREA COVERED:  U.S.-- NEW YORK CITY                           "
"c              UNITS:  PERCENT                                               "
"c              ANNUAL COVERAGE:  NONE                                        "
"c              QUARTERLY COVERAGE:  NONE                                     "
"c              MONTHLY COVERAGE:  SCATTERED COVERAGE FOR 1882-1915; SEE      "
"c              NOTES                                                         "
"c              SEASONAL ADJUSTMENT:  NONE                                    "
"c              SOURCE:  ANNUAL REPORTS OF THE COMPTROLLER OF THE CURRENCY.   "
"c                                                                            "
"c              NOTES:  MONTHLY COVERAGE VARIES FROM YEAR TO YEAR.  ALL       "
"c              YEARS 1882-1914 HAVE SCATTERED FIVE MONTH COVERAGE.  SIX      "
"c              MONTHS ARE PRESENTED FOR 1915.                                "
"c                   SEE ORIGINAL SERIES FOR MAKEUP OF LOANS AND DISCOUNTS.   "
"c              NET DEPOSITS SUBJECT TO RESERVE REQUIREMENTS, TAKEN DIRECTLY  "
"c              FROM NBER SHEETS, WERE CHECKED.                               "
"c                                                                            "
"c              CHECKED MANUALLY; CORRECTED 2/8/94.                           "
"c                                                                            "
"c           ...............................................................  "