"c           VAR 0279      14049 NET BAN 3R 882-914               MD= 1E-37   "
"c           REF 0279         LOC 2472 WIDTH  9             DK  40 COL 17-25  "
"c                                                 EXP DEC=  1                "
"c                                                                            "
"c              RATIO OF LOANS AND DISCOUNTS TO NET DEPOSITS, NATIONAL        "
"c              BANKS, OTHER RESERVE CITIES                                   "
"c              ------------------------------------------------------        "
"c                                                                            "
"c              NBER SERIES:  14049                                           "
"c              AREA COVERED:  U.S.                                           "
"c              UNITS:  PERCENT                                               "
"c              ANNUAL COVERAGE:  NONE                                        "
"c              QUARTERLY COVERAGE:  NONE                                     "
"c              MONTHLY COVERAGE:  SCATTERED COVERAGE FOR 1882-1914; SEE      "
"c              NOTES                                                         "
"c              SEASONAL ADJUSTMENT:  NONE                                    "
"c              SOURCE:  COMPUTED BY NBER FROM DATA IN ANNUAL REPORTS OF THE  "
"c              COMPTROLLER OF THE CURRENCY.                                  "
"c                                                                            "
"c              NOTES:  MONTHLY COVERAGE VARIES FROM YEAR TO YEAR.  EXCEPT    "
"c              FOR 1882, WHICH ONLY HAS DATA FOR OCTOBER AND DECEMBER, ALL   "
"c              YEARS 1883-1914 HAVE SCATTERED FIVE MONTH COVERAGE.           "
"c                   SEE ORIGINAL SERIES FOR MAKEUP OF LOANS AND DISCOUNTS.   "
"c              NET DEPOSITS TAKEN FROM NBER WORK SHEETS WERE CHECKED.        "
"c                   DATA FOR OCTOBER 1882-MARCH 1887 INCLUDE ST. LOUIS AND   "
"c              CHICAGO.                                                      "
"c                   DATA ARE SUBJECT TO RESERVE REQUIREMENTS.                "
"c                                                                            "
"c              CHECKED MANUALLY; NO CORRECTIONS NECESSARY.                   "
"c                                                                            "
"c           ...............................................................  "