"c           VAR 0277      14048 NET NAT 3R 874-915               MD= 1E-37   "
"c           REF 0277         LOC 2454 WIDTH  9             DK  39 COL 62-70  "
"c                                                 EXP DEC=  1                "
"c                                                                            "
"c              RATIO OF LOANS AND DISCOUNTS TO NET DEPOSITS, NATIONAL        "
"c              BANKS, COUNTRY DISTRICTS                                      "
"c              ------------------------------------------------------        "
"c                                                                            "
"c              NBER SERIES:  14048                                           "
"c              AREA COVERED:  U.S.                                           "
"c              UNITS:  PERCENT                                               "
"c              ANNUAL COVERAGE:  NONE                                        "
"c              QUARTERLY COVERAGE:  NONE                                     "
"c              MONTHLY COVERAGE:  SCATTERED COVERAGE FOR 1874-1915; SEE      "
"c              NOTES                                                         "
"c              SEASONAL ADJUSTMENT:  NONE                                    "
"c              SOURCE:  COMPUTED BY NBER FROM DATA IN ANNUAL REPORTS OF THE  "
"c              COMPTROLLER OF THE CURRENCY.                                  "
"c                                                                            "
"c              NOTES:  MONTHLY COVERAGE VARIES FROM YEAR TO YEAR.  EXCEPT    "
"c              FOR 1874, WHICH ONLY HAS DATA FOR OCTOBER AND DECEMBER, ALL   "
"c              YEARS FROM 1875-1914 HAVE SCATTERED FIVE MONTH COVERAGE.      "
"c              SIX MONTHS ARE PRESENTED FOR 1915.                            "
"c                   SEE ORIGINAL SERIES FOR MAKEUP OF LOANS AND DISCOUNTS.   "
"c              NET DEPOSITS ON NBER SHEETS WERE CHECKED.                     "
"c                                                                            "
"c              CHECKED MANUALLY; CORRECTED 2/8/94.                           "
"c                                                                            "
"c           ...............................................................  "