"c           VAR 0275      14047 RAT NET 3R 874-914               MD= 1E-37   "
"c           REF 0275         LOC 2436 WIDTH  9             DK  39 COL 44-52  "
"c                                                 EXP DEC=  1                "
"c                                                                            "
"c              RATIO OF LOANS AND DISCOUNT TO NET DEPOSITS, NATIONAL BANKS   "
"c              -----------------------------------------------------------   "
"c                                                                            "
"c              NBER SERIES:  14047                                           "
"c              AREA COVERED:  U.S.                                           "
"c              UNITS:  PERCENT                                               "
"c              ANNUAL COVERAGE:  NONE                                        "
"c              QUARTERLY COVERAGE:  NONE                                     "
"c              MONTHLY COVERAGE:  SCATTERED COVERAGE FOR 1874-1914; SEE      "
"c              NOTES                                                         "
"c              SEASONAL ADJUSTMENT:  NONE                                    "
"c              SOURCE:  COMPUTED BY NBER FROM DATA IN ANNUAL REPORTS OF THE  "
"c              COMPTROLLER OF THE CURRENCY.                                  "
"c                                                                            "
"c              NOTES:  MONTHLY COVERAGE VARIES FROM YEAR TO YEAR.  EXCEPT    "
"c              FOR 1874, WHICH ONLY HAS DATA FOR OCTOBER AND DECEMBER, ALL   "
"c              YEARS HAVE SCATTERED FIVE MONTH COVERAGE.                     "
"c                   SEE ORIGINAL SERIES FOR MAKEUP OF LOANS AND DISCOUNTS.   "
"c              NET DEPOSITS WERE TAKEN DIRECTLY FROM SOURCE.                 "
"c                   DATA ARE SUBJECT TO RESERVE REQUIRMENT.                  "
"c                                                                            "
"c              CHECKED MANUALLY; NO CORRECTIONS NECESSARY.                   "
"c                                                                            "
"c           ...............................................................  "