"c           VAR 0273      14046 DISCONT 3R 870-915               MD= 1E-37   "
"c           REF 0273         LOC 2418 WIDTH  9             DK  39 COL 26-34  "
"c                                                                            "
"c                                                                            "
"c              RATIO OF LOANS AND DISCOUNTS TO INDIVIDUAL DEPOSITS,          "
"c              NATIONAL BANKS, NEW YORK CITY                                 "
"c              ----------------------------------------------------          "
"c                                                                            "
"c              NBER SERIES:  14046                                           "
"c              AREA COVERED:  U.S.-- NEW YORK CITY                           "
"c              UNITS:  PERCENT                                               "
"c              ANNUAL COVERAGE:  NONE                                        "
"c              QUARTERLY COVERAGE:  NONE                                     "
"c              MONTHLY COVERAGE:  SCATTERED COVERAGE FOR 1870-1915; SEE      "
"c              NOTES                                                         "
"c              SEASONAL ADJUSTMENT:  NONE                                    "
"c              SOURCE:  COMPUTED BY NBER FROM DATA IN ANNUAL REPORTS OF THE  "
"c              COMPTROLLER OF THE CURRENCY.                                  "
"c                                                                            "
"c              NOTES:  MONTHLY COVERAGE VARIES FROM YEAR TO YEAR.  EXCEPT    "
"c              FOR 1870, WHICH ONLY HAS DATA FOR FOUR MONTHS, ALL YEARS      "
"c              1871-1913 HAVE SCATTERED FIVE MONTH COVERAGE.  SIX MONTHS     "
"c              ARE PRESENTED HERE FOR 1914-1915.                             "
"c                   SEE ORIGINAL SERIES ON"LOANS AND DISCOUNTS" AND          "
"c             "INDIVIDUAL DEPOSITS", EXCEPT THAT "CLEARING-HOUSE             "
"c              EXCHANGES" HAVE BEEN SUBTRACTED FROM THE LATTER.              "
"c                   A NEW CLASSIFICATION WAS INTRODUCED FOR DEPOSITS         "
"c              BEGINNING WITH THE CALL REPORT OF DECEMBER 31, 1914.  IN      "
"c              ORDER TO RETAIN COMPARABILITY, INDIVIDUAL DEPOSITS WERE       "
"c              COMPUTED HEREON BY ADDING TOTAL DEMAND DEPOSITS, OF WHICH     "
"c              U.S. AND POSTAL SAVINGS DEPOSITS WERE DEDUCTED, TO TOTAL      "
"c              TIME DEPOSITS.                                                "
"c                                                                            "
"c              CHECKED MANUALLY; CORRECTED 2/8/94.                           "
"c                                                                            "
"c           ...............................................................  "