"c           VAR 0267      14043 LOAN TO 3R 874-915               MD= 1E-37   "
"c           REF 0267         LOC 2364 WIDTH  9             DK  38 COL 35-43  "
"c                                                                            "
"c                                                                            "
"c              RATIO OF LOANS AND DISCOUNTS TO INDIVIDUAL DEPOSITS,          "
"c              NATIONAL BANKS, COUNTRY DISTRICTS                             "
"c              ----------------------------------------------------          "
"c                                                                            "
"c              NBER SERIES:  14043                                           "
"c              AREA COVERED:  U.S.                                           "
"c              UNITS:  PERCENT                                               "
"c              ANNUAL COVERAGE:  NONE                                        "
"c              QUARTERLY COVERAGE:  NONE                                     "
"c              MONTHLY COVERAGE:  SCATTERED COVERAGE FOR 1874-1915; SEE      "
"c              NOTES                                                         "
"c              SEASONAL ADJUSTMENT:  NONE                                    "
"c              SOURCE:  COMPUTED BY NBER FROM DATA IN ANNUAL REPORTS OF THE  "
"c              COMPTROLLER OF THE CURRENCY.                                  "
"c                                                                            "
"c              NOTES:  MONTHLY COVERAGE VARIES FROM YEAR TO YEAR. EXCEPT     "
"c              FOR 1874, WHICH ONLY HAS DATA FOR OCTOBER AND DECEMBER, ALL   "
"c              YEARS 1875-1913 HAVE SCATTERED FIVE MONTH COVERAGE.  SIX      "
"c              MONTHS ARE PRESENTED FOR 1914-1915.                           "
"c                   SEE ORIGINAL SERIES ON"LOANS AND DISCOUNTS" AND          "
"c             "INDIVIDUAL DEPOSITS". NOTE THAT "CLEARING-HOUSE EXCHANGES"    "
"c              HAVE NOT BEEN DEDUCTED FROM THE LATTER (TOO SMALL) AS IN THE  "
"c              SERIES FOR OTHER GEOGRAPHIC DIVISIONS.                        "
"c                   A NEW CLASSIFICATION FOR DEPOSITS WAS INTRODUCED         "
"c              BEGINNING WITH THE CALL REPORT OF DECEMBER 31, 1914.  IN      "
"c              ORDER TO RETAIN COMPARABILITY, INDIVIDUAL DEPOSITS WERE       "
"c              COMPUTED HEREON BY ADDING TOTAL DEMAND DEPOSITS, OF WHICH     "
"c              U.S. AND POSTAL SAVINGS DEPOSITS WERE DEDUCTED, TO TOTAL      "
"c              TIME DEPOSITS.                                                "
"c                                                                            "
"c              CHECKED MANUALLY; CORRECTED 2/8/94.                           "
"c                                                                            "
"c           ...............................................................  "