"c           VAR 0265      14042 OF LOAN 3R 870-915               MD= 1E-37   "
"c           REF 0265         LOC 2346 WIDTH  9             DK  38 COL 17-25  "
"c                                                                            "
"c                                                                            "
"c              RATIO OF LOANS AND DISCOUNTS TO INDIVIDUAL DEPOSITS,          "
"c              NATIONAL BANKS, TOTAL                                         "
"c              ----------------------------------------------------          "
"c                                                                            "
"c              NBER SERIES:  14042                                           "
"c              AREA COVERED:  U.S.                                           "
"c              UNITS:   PERCENT                                              "
"c              ANNUAL COVERAGE:  NONE                                        "
"c              QUARTERLY COVERAGE:  NONE                                     "
"c              MONTHLY COVERAGE:  SCATTERED COVERAGE FOR 1870-1915; SEE      "
"c              NOTES                                                         "
"c              SEASONAL ADJUSTMENT:  NONE                                    "
"c              SOURCE:  COMPUTED BY NBER FROM DATA IN ANNUAL REPORTS OF THE  "
"c              COMPTROLLER OF THE CURRENCY.                                  "
"c                                                                            "
"c              NOTES:  MONTHLY COVERAGE VARIES FROM YEAR TO YEAR. EXCEPT     "
"c              FOR 1870, WHICH ONLY HAS DATA FOR FOUR MONTHS, ALL YEARS      "
"c              1871-1914 HAVE SCATTERED FIVE MONTH COVERAGE.  SIX MONTHS     "
"c              ARE PRESENTED FOR 1915.                                       "
"c                 SEE ORIGINAL SERIES ON"LOANS AND DISCOUNTS" AND            "
"c             "INDIVIDUAL DEPOSITS" EXCEPT THAT HERE, "CLEARING-HOUSE        "
"c              EXCHANGES" HAVE BEEN DEDUCTED FROM THE LATTER.                "
"c                                                                            "
"c              CHECKED MANUALLY; CORRECTED 2/8/94.                           "
"c                                                                            "
"c           ...............................................................  "