"c           VAR 0059      13006 SOT WET 3R 919-939               MD= 1E-37   "
"c           REF 0059         LOC  492 WIDTH  9             DK   8 COL 53-61  "
"c                                                 EXP DEC=  2                "
"c                                                                            "
"c              BANK RATES ON CUSTOMERS' LOANS, SOUTHERN AND WESTERN CITIES   "
"c              -----------------------------------------------------------   "
"c                                                                            "
"c              NBER SERIES:  13006                                           "
"c              AREA COVERED:  U.S.                                           "
"c              UNITS:  WEIGHTED AVERAGE OF PREVAILING RATES                  "
"c              ANNUAL COVERAGE:  NONE                                        "
"c              QUARTERLY COVERAGE:  NONE                                     "
"c              MONTHLY COVERAGE:  01/1919-02/1939                            "
"c              SEASONAL ADJUSTMENT:  NONE                                    "
"c              SOURCE:  ANNUAL REPORT OF THE FEDERAL RESERVE BOARD, 1931,    "
"c              P. 82, AND FOLLOWING REPORTS; FEDERAL RESERVE BULLETIN,       "
"c              NOVEMBER 1934, P. 728, AND OCTOBER 1939, P. 908.              "
"c                                                                            "
"c              NOTES:  SERIES 13006 IS PRESENTED HERE AS TWO                 "
"c              VARIABLES--(1)--ORIGINAL DATA, 1919-1939  (2)--ORIGINAL       "
"c              DATA, 1948-1959.                                              "
"c                   FIGURES RELATE TO RATES CHARGED BY REPORTING BANKS TO    "
"c              THEIR OWN CUSTOMERS, AS DISTINGUISHED FROM OPEN MARKET        "
"c              RATES.  ALL AVERAGES ARE BASED ON RATES REPORTED FOR THREE    "
"c              TYPES OF CUSTOMERS LOANS, COMMERCIAL, DEMAND, AND TIME LOANS  "
"c              ON SECURITIES.  THE METHOD OF COMPUTING THE AVERAGES TAKES    "
"c              INTO ACCOUNT RELATIVE IMPORTANCE OF EACH OF THESE THREE       "
"c              TYPES OF LOANS AND THE RELATIVE IMPORTANCE OF EACH REPORTING  "
"c              BANK AS MEASURED BY TOTAL LOANS.  IN THE TWO GROUP AVERAGES   "
"c              THE AVERAGE RATE FOR EACH CITY INCLUDED IS WEIGHED ACCORDING  "
"c              TO THE IMPORTANCE OF THAT CITY IN THE GROUP, AS MEASURED BY   "
"c              THE LOANS OF ALL BANKS.                                       "
"c                                                                            "
"c              CHECKED MANUALLY; NO CORRECTIONS NECESSARY.                   "
"c                                                                            "