Authors, please upload your paper here.

 

NATIONAL BUREAU OF ECONOMIC RESEARCH, INC.

 

SI 2012 Household Finance Meeting

 

Brigitte C. Madrian, Nicholas S. Souleles, and Peter Tufano, Organizers

 

July 20, 2012

 

Royal Sonesta Hotel
University B/C
40 Edwin H. Land Blvd.
Cambridge, MA

 

PROGRAM

 

Friday, July 20:

8:15 am

Coffee and Pastries


8:45 am


John Y. Campbell, Harvard University and NBER
Tarun Ramadorai, University of Oxford
Benjamin Ranish, Harvard University
How Do Regulators Influence Mortgage Risk? Evidence from an Emerging Market

Discussant: Santosh Anagol, University of Pennsylvania


9:45 am


Break


10:00 am


Hui Chen, Massachusetts Institute of Technology and NBER
Michael Michaux, University of Southern California
Nikolai Roussanov, University of Pennsylvania and NBER
Houses as ATMs? Mortgage Refinancing and Macroeconomic Uncertainty

Discussant: Luis Viceira, Harvard University and NBER


11:00 am


Sumit Agarwal, National University of Singapore
Gene Amromin, Federal Reserve Bank of Chicago
Itzhak Ben-David, Ohio State University
Souphala Chomsisengphet, Department of the Treasury
Yan Zhang, Office of the Comptroller of the Currency
Second Liens and the Holdup Problem in First-lien Mortgage Renegotiation

Discussant: Ronel Elul, Federal Reserve Bank of Philadelphia


12:00 n


Lunch


12:45 pm


Keith Ericson, Boston University
Market Design when Firms Interact with Inertial Consumers: Evidence from Medicare Part D

Discussant: Jonathan Gruber, Massachusetts Institute of Technology and NBER


1:45 pm


Jeremy Tobacman, University of Pennsylvania and NBER
Neil Bhutta, Massachusetts Institute of Technology
Paige Skiba, Vanderbilt University
Do Payday Loans Affect Creditworthiness? Evidence from Matched Payday Applicant-Credit Bureau Data

Discussant: Adair Morse, University of Chicago and NBER


2:45 pm


Break


3:00 pm


Jing Cai, University of California at Berkeley
Social Networks and the Decision to Insure: Evidence from Randomized Experiments in China

Discussant: Tanya Rosenblat, Iowa State University


4:00 pm


Felicia Ionescu, Colgate University
The Interplay Between Student Loans and Credit Cards and Amplification of Consumer Default

Discussant: Gene Amromin, Federal Reserve Bank of Chicago


5:00 pm


Adjourn