NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

NBER Working Papers by Annamaria Lusardi

Contact and additional information for this authorAll NBER papers and publicationsNBER Working Papers only

Working Papers

October 2014Financial Education, Financial Competence, and Consumer Welfare
with Sandro Ambuehl, B. Douglas Bernheim: w20618
July 2014Financial Literacy and Retirement Planning in Canada
with David Boisclair, Pierre-Carl Michaud: w20297
June 2014Visual Tools and Narratives: New Ways to Improve Financial Literacy
with Anya Savikhin Samek, Arie Kapteyn, Lewis Glinert, Angela Hung, Aileen Heinberg: w20229
Five Steps to Planning Success. Experimental Evidence from U.S. Households
with Aileen Heinberg, Angela A. Hung, Arie Kapteyn, Anya Savikhin Samek, Joanne Yoong: w20203
May 2014Financial Knowledge and 401(k) Investment Performance
with Robert L. Clark, Olivia S. Mitchell: w20137
April 2013Financial Literacy and High-Cost Borrowing in the United States
with Carlo de Bassa Scheresberg: w18969
The Economic Importance of Financial Literacy: Theory and Evidence
with Olivia S. Mitchell: w18952

Published: Annamaria Lusardi & Olivia S. Mitchell, 2014. "The Economic Importance of Financial Literacy: Theory and Evidence," Journal of Economic Literature, American Economic Association, vol. 52(1), pages 5-44, March. citation courtesy of

January 2013Optimal Financial Knowledge and Wealth Inequality
with Pierre-Carl Michaud, Olivia S. Mitchell: w18669
March 2012Financial Literacy and the Financial Crisis
with Leora F. Klapper, Georgios A. Panos: w17930

Published: Financial Literacy and its Consequences: Evidence from Russia during the Financial Crisis,” joint with Leora Klapper and Georgios Panos, Journal of Banking and Finance, October 2013, Vol, 37, Issue 10, pp. 3904-3923.

February 2012Financial Sophistication in the Older Population
with Olivia S. Mitchell, Vilsa Curto: w17863
Numeracy, financial literacy, and financial decision-making
w17821

Published: “Numeracy, Financial Literacy, and Financial Decision-Making,” in Numeracy, 5(1), Article 2, January 2012. [Winner of the inaugural Steen Award]

August 2011Financial Literacy, Retirement Planning, and Household Wealth
with Maarten van Rooij, Rob J. Alessie: w17339

Published: Maarten C.J. van Rooij & Annamaria Lusardi & Rob J.M. Alessie, 2012. "Financial Literacy, Retirement Planning and Household Wealth," Economic Journal, Royal Economic Society, vol. 122(560), pages 449-478, 05. citation courtesy of

June 2011Financial Literacy and Retirement Planning in Germany
with Tabea Bucher-Koenen: w17110

Published: “ Financial Literacy and Retireme n t Planning in Germany, ” joint with Ta bea Bucher - Koenen , Journal of Pension Economics and Finance , October 2011, vol. 10(4), pp. 5 65 - 584 .

Americans' Financial Capability
w17103
Financial Literacy around the World: An Overview
with Olivia S. Mitchell: w17107

Published: Lusardi, Annamaria & Mitchell, Olivia S., 2011. "Financial literacy around the world: an overview," Journal of Pension Economics and Finance, Cambridge University Press, vol. 10(04), pages 497-508, October. citation courtesy of

Financial Literacy and Retirement Planning in the United States
with Olivia S. Mitchell: w17108

Published: Lusardi, Annamaria & Mitchell, Olivia S., 2011. "Financial literacy and retirement planning in the United States," Journal of Pension Economics and Finance, Cambridge University Press, vol. 10(04), pages 509-525, October. citation courtesy of

Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands
with Rob J. Alessie, Maarten van Rooij: w17109

Published: “ Financial Literay, Retirement Preparation and Pension Expectations in the Netherlands, ” joint with Rob A lessie and Maarten van Rooij , Journal of Pension Economics and Finance , October 2011, vol. 10(4), pp. 527 - 545.

May 2011Financially Fragile Households: Evidence and Implications
with Daniel J. Schneider, Peter Tufano: w17072

Published: “Financially Fragile Households: Evidence an d Implications” joint with Daniel Schneider, and Peter Tu fano , Brookings Papers on Economic Activity , Spring 2011 , pp. 83 - 134.

The Outlook for Financial Literacy
with Olivia S. Mitchell: w17077

Published: “The Outlook for Financial Literacy,” joint w ith Olivia Mitchell , in A. Lusardi and O . Mitchell (eds), “Financial Literacy. Implica tions for Retirement Security and the Financial Marketplace,” Oxford University Press , 2011, pp. 1 - 13 .

Financial Literacy and Planning: Implications for Retirement Wellbeing
with Olivia S. Mitchell: w17078

Published: “Financial Literacy and Planning: Implications for Retirement Well - being,” joint with Olivia Mitchell , in A. Lusardi and O Mitc hell (eds), “Financia l Literacy. Implications for Retirement Security and the Fina ncial Marketplace,” Oxford University Press , 2011, p p. 17 - 39 .

March 2010The economic crisis and medical care usage
with Daniel J. Schneider, Peter Tufano: w15843

The Economic Crisis and Medical Care Use: Comparative Evidence from Five High-income Countries,” joint with Daniel Schneider and Peter Tufano, forthcoming Social Science Quarterly.

November 2009Heterogeneity in the effect of regulation on entrepreneurship and entry size
with Silvia Ardagna: w15510

Published: "Heterogeneity in the Effect of Regulation on Ent repreneurship and Entry Size , " with Si lvia Ardagna, Journal of the European Economic Ass ociation Papers and Proceedings , 2010 .

Financial Literacy and Financial Sophistication Among Older Americans
with Olivia S. Mitchell, Vilsa Curto: w15469
September 2009Financial Literacy among the Young: Evidence and Implications for Consumer Policy
with Olivia S. Mitchell, Vilsa Curto: w15352

Published: “Financial Literacy a mong the Young,” joint with Olivia Mitchell and Vilsa Cu rto , in a special issue on financial literacy , Journal of Consumer Affairs , vol. 44(2), pp. 358 - 380 , 2010.

How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness
with Olivia S. Mitchell: w15350
March 2009Debt Literacy, Financial Experiences, and Overindebtedness
with Peter Tufano: w14808
February 2009Where does regulation hurt? Evidence from new businesses across countries
with Silvia Ardagna: w14747
New Ways to Make People Save: A Social Marketing Approach
with Punam Anand Keller, Adam M. Keller: w14715

Published: New Ways to Make People Save: A Social Marketing Approach Edited by Annamaria Lusardi in Overcoming the Saving Slump Published by University of Chicago Press Published in print March 2009 | ISBN: 9780226497099

June 2008Financial Literacy: An Essential Tool for Informed Consumer Choice?
w14084
May 2008Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints
with Silvia Ardagna: w14012

Published: Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints, Silvia Ardagna, Annamaria Lusardi. in International Differences in Entrepreneurship, Lerner and Schoar. 2010

February 2008Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs
w13824

Published: “U.S. Household Savings Behavior: The Role of Financial Literacy, Information and Financial Education Programs,” in C. Foote, L Goette, and S. Meier (eds), “ Policymaking Insights from Behavioral Economics ,” Federal Reserve Bank of Boston, 2009, pp. 109-149.

January 2008Planning and Financial Literacy: How Do Women Fare?
with Olivia S. Mitchell: w13750

Published: Annamaria Lusardi & Olivia S. Mitchell, 2008. "Planning and Financial Literacy: How Do Women Fare?," American Economic Review, American Economic Association, vol. 98(2), pages 413-17, May. citation courtesy of

October 2007Financial Literacy and Stock Market Participation
with Maarten van Rooij, Rob Alessie: w13565

Published: van Rooij, Maarten & Lusardi, Annamaria & Alessie, Rob, 2011. "Financial literacy and stock market participation," Journal of Financial Economics, Elsevier, vol. 101(2), pages 449-472, August. citation courtesy of

October 2006Baby Boomer Retirement Security: the Roles of Planning, Financial Literacy, and Housing Wealth
with Olivia S. Mitchell: w12585

Published: Lusardi, Annamaria & Mitchell, Olivia S., 2007. "Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth," Journal of Monetary Economics, Elsevier, vol. 54(1), pages 205-224, January. citation courtesy of

November 2005Precautionary Savings and the Importance of Business Owners
with Erik Hurst, Arthur Kennickell, Francisco Torralba: w11731
November 2004Disentangling the Importance of the Precautionary Saving Mode
with Arthur Kennickell: w10888
April 2001Saving Puzzles and Saving Policies in the United States
with Jonathan Skinner, Steven Venti: w8237

Published: A Lusardi & J Skinner & S Venti, 2001. "Saving puzzles and saving policies in the United States," Oxford Review of Economic Policy, Oxford University Press, vol. 17(1), pages 95-115, Spring. citation courtesy of

Contact and additional information for this authorAll NBER papers and publicationsNBER Working Papers only

 
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