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NATIONAL BUREAU OF ECONOMIC RESEARCH

NBER Publications by David Laibson

Contact and additional information for this authorAll NBER papers and publicationsNBER Working Papers onlyInformation about this author at RePEc

Working Papers and Chapters

December 2014Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian: w20738
January 2014Equalizing Superstars: The Internet and the Democratization of Education
with Daron Acemoglu, David Laibson, John A. List: w19851

Published: Daron Acemoglu & David Laibson & John A. List, 2014. "Equalizing Superstars: The Internet and the Democratization of Education," American Economic Review, American Economic Association, vol. 104(5), pages 523-27, May. citation courtesy of

July 2013Who Uses the Roth 401(k), and How Do They Use It?
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian: w19193

Published: Who Uses the Roth 401(k), and How Do They Use It?, John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian. in Discoveries in the Economics of Aging, Wise. 2014

June 2013Comment on "Grandpa and the Snapper: the Well-Being of the Elderly Who Live with Children"
in Discoveries in the Economics of Aging, David A. Wise, editor
Who Uses the Roth 401(k), and How Do They Use It?
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian
in Discoveries in the Economics of Aging, David A. Wise, editor
November 2012What Makes Annuitization More Appealing?
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian, Stephen P. Zeldes: w18575

Published:

August 2012What Makes Annuitization More Appealing?
with John Beshears, James Choi, David Laibson, Brigitte C. Madrian, Stephen P. Zeldes
in Retirement Benefits for State and Local Employees: Designing Pension Plans for the Twenty-First Century, Robert Clark, Joshua Rauh, and Mark Duggan, editors
April 2012Following Through on Good Intentions: The Power of Planning Prompts
with Katherine L. Milkman, John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian: w17995

Published: Milkman, Katherine L., John Beshears, James J. Choi, David Laibson, and Brigitte C. Madrian. "Planning Prompts as a Means of Increasing Preventive Screening Rates." Preventive Medicine 56, no. 1 (January 2013): 92–93.

August 2011The Effect of Providing Peer Information on Retirement Savings Decisions
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian, Katherine L. Milkman: w17345

Journal of Finance, forthcoming

Comment on "Were They Prepared for Retirement? Financial Status at Advanced Ages in the HRS and AHEAD Cohorts"
in Investigations in the Economics of Aging, David A. Wise, editor
Natural Expectations, Macroeconomic Dynamics, and Asset Pricing
with Andreas Fuster, Benjamin Hebert, David Laibson: w17301

Published:

Natural Expectations, Macroeconomic Dynamics, and Asset Pricing
with Andreas Fuster, Benjamin Hebert, David Laibson
in NBER Macroeconomics Annual 2011, Volume 26, Daron Acemoglu and Michael Woodford, editors
June 2011Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates
with Katherine L. Milkman, John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian: w17183

Published: Milkman, Katherine L., John Beshears, James J. Choi, David Laibson, and Brigitte C. Madrian. "Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates." Proceedings of the National Academy of Sciences of the United States of America 108, no. 26 (June 28, 2011): 10415–10420.

The Availability and Utilization of 401(k) Loans
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian
in Investigations in the Economics of Aging, David A. Wise, editor
The Availability and Utilization of 401(k) Loans
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian: w17118

Published: The Availability and Utilization of 401(k) Loans, John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian. in Investigations in the Economics of Aging, Wise. 2012

March 2011Comment on "Family Status Transitions, Latent Health, and the Post-Retirement Evolution of Assets"
in Explorations in the Economics of Aging, David A. Wise, editor
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian
in Explorations in the Economics of Aging, David A. Wise, editor
Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking?
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian: w16868
January 2011Behavioral Economics Perspectives on Public Sector Pension Plans
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian: w16728

Published:

February 2010The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian
in Research Findings in the Economics of Aging, David A. Wise, editor
Capital Flows, Consumption Booms and Asset Bubbles: A Behavioural Alternative to the Savings Glut Hypothesis
with David Laibson, Johanna Mollerstrom: w15759

Published: David Laibson & Johanna Mollerstrom, 2010. "Capital Flows, Consumption Booms and Asset Bubbles: A Behavioural Alternative to the Savings Glut Hypothesis," Economic Journal, Royal Economic Society, vol. 120(544), pages 354-374, 05. citation courtesy of

June 2009The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian
in Social Security Policy in a Changing Environment, Jeffrey R. Brown, Jeffrey B. Liebman and David A. Wise, editors
April 2009How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices?
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian: w14859

Published:

March 2009Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment
with James J. Choi, David Laibson, Brigitte C. Madrian
in Developments in the Economics of Aging, David A. Wise, editor
September 2008Measuring intertemporal preferences using response times
with Christopher F. Chabris, David Laibson, Carrie L. Morris, Jonathon P. Schuldt, Dmitry Taubinsky: w14353
August 2008Individual Laboratory-Measured Discount Rates Predict Field Behavior
with Christopher F. Chabris, David Laibson, Carrie L. Morris, Jonathon P. Schuldt, Dmitry Taubinsky: w14270

Published: Christopher Chabris & David Laibson & Carrie Morris & Jonathon Schuldt & Dmitry Taubinsky, 2008. "Individual laboratory-measured discount rates predict field behavior," Journal of Risk and Uncertainty, Springer, vol. 37(2), pages 237-269, December. citation courtesy of

May 2008How are Preferences Revealed?
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian: w13976

Published: Beshears, John & Choi, James J. & Laibson, David & Madrian, Brigitte C., 2008. "How are preferences revealed?," Journal of Public Economics, Elsevier, vol. 92(8-9), pages 1787-1794, August. citation courtesy of

February 2008Learning in the Credit Card Market
with Sumit Agarwal, John C. Driscoll, Xavier Gabaix, David Laibson: w13822
November 2007Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect
with James J. Choi, David Laibson, Brigitte C. Madrian: w13656

Published: James J. Choi & David Laibson & Brigitte C. Madrian, 2009. "Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect," American Economic Review, American Economic Association, vol. 99(5), pages 2085-95, December. citation courtesy of

October 2007Optimal Mortgage Refinancing: A Closed Form Solution
with Sumit Agarwal, John C. Driscoll, David Laibson: w13487

Published: Sumit Agarwal & John C. Driscoll & David I. Laibson, 2013. "Optimal Mortgage Refinancing: A Closed‐Form Solution," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 45, pages 591-622, 06. citation courtesy of

August 2007The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian: w13352

Published: The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment, John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian. in Research Findings in the Economics of Aging, Wise. 2010

Estimating Discount Functions with Consumption Choices over the Lifecycle
with David Laibson, Andrea Repetto, Jeremy Tobacman: w13314
June 2007The Age of Reason: Financial Decisions Over the Lifecycle
with Sumit Agarwal, John C. Driscoll, Xavier Gabaix, David Laibson: w13191
October 2006Simplification and Saving
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian: w12659

Published: Beshears, John & Choi, James J. & Laibson, David & Madrian, Brigitte C., 2013. "Simplification and saving," Journal of Economic Behavior & Organization, Elsevier, vol. 95(C), pages 130-145. citation courtesy of

May 2006Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds
with James J. Choi, David Laibson, Brigitte C. Madrian: w12261

Published: Choi, James J., David Laibson, and Brigitte C. Madrian. “Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds." Review of Financial Studies 23, 4 (April 2010): 1405-1432. citation courtesy of

February 2006The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States
with John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian: w12009

Published:

January 2006Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM)
with James Choi, David Laibson, Brigitte Madrian: w11979

Published: Wise, David A. (ed.) Developments in the Economics of Aging. Chicago: University of Chicago Press, 2009.

Early Decisions: A Regulatory Framework
with John Beshears, James J. Choi, David Laibson, Brigitte Madrian: w11920

Published: Beshears, John, James Choi, David Laibson, and Brigitte C. Madrian. “Early Decisions: A Regulatory Framework." Swedish Economic Policy Review 12,2 (2005): 41-60.

November 2005Shrouded Attributes, Consumer Myopia, and Information Suppression in Competitive Markets
with Xavier Gabaix, David Laibson: w11755

Published: Gabaix, Xavier and David Laibson. "Shrouded Attributes, Consumer Myopia, And Information Suppression In Competitive Markets," Quarterly Journal of Economics, 2006, v121(2,May), 505-540. citation courtesy of

August 2005$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans
with James J. Choi, David Laibson, Brigitte C. Madrian: w11554

Published: James J. Choi & David Laibson & Brigitte C. Madrian, 2011. "$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans," The Review of Economics and Statistics, MIT Press, vol. 93(3), pages 748-763, 03. citation courtesy of

Passive Decisions and Potent Defaults
with James J. Choi, David Laibson, Brigitte C. Madrian, Andrew Metrick
in Analyses in the Economics of Aging, David A. Wise, editor
January 2005Optimal Defaults and Active Decisions
with Gabriel D. Carroll, James J. Choi, David Laibson, Brigitte Madrian, Andrew Metrick: w11074

Published: Carroll, Gabriel D., James J. Choi, David Laibson, Brigitte C. Madrian, and Andrew Metrick. “Optimal Defaults and Active Decisions.” Quarterly Journal of Economics 124, 4 (November 2009). citation courtesy of

June 2004For Better or for Worse: Default Effects and 401(k) Savings Behavior
with James J. Choi, David Laibson, Brigitte C. Madrian, Andrew Metrick
in Perspectives on the Economics of Aging, David A. Wise, editor
May 2004Plan Design and 401(k) Savings Outcomes
with James J. Choi, David Laibson, Brigitte C. Madrian: w10486

Published: Choi, James J., David Laibson and Brigitte C. Madrian. “Plan Design and 401(k) Savings Outcomes.” National Tax Journal 57 (June 2004): 275-298. citation courtesy of

April 2004Consumption-Wealth Comovement of the Wrong Sign
with James J. Choi, David Laibson, Brigitte C. Madrian, Andrew Metrick: w10454
January 2004Employees' Investment Decisions about Company Stock
with James J. Choi, David Laibson, Brigitte Madrian, Andrew Metrick: w10228

Published: Mitchell, Olivia S. and Stephen P. Utkus (eds.) Pension Design and Structure: New Lessons from Behavioral Finance. Oxford: Oxford University Press, 2004.

August 2003Passive Decisions and Potent Defaults
with James Choi, David Laibson, Brigitte Madrian, Andrew Metrick: w9917

Published: Passive Decisions and Potent Defaults, James J. Choi, David Laibson, Brigitte C. Madrian, Andrew Metrick. in Analyses in the Economics of Aging, Wise. 2005

January 2002Defined Contribution Pensions: Plan Rules, Participant Choices, and the Path of Least Resistance
with James J. Choi, David Laibson, Brigitte C. Madrian, Andrew Metrick
in Tax Policy and the Economy, Volume 16, James M. Poterba, editor
The 6D Bias and the Equity-Premium Puzzle
with Xavier Gabaix, David Laibson
in NBER Macroeconomics Annual 2001, Volume 16, Ben S. Bernanke and Kenneth Rogoff, editors
December 2001For Better or For Worse: Default Effects and 401(k) Savings Behavior
with James J. Choi, David Laibson, Brigitte C. Madrian, Andrew Metrick: w8651

Published: For Better or for Worse: Default Effects and 401(k) Savings Behavior, James J. Choi, David Laibson, Brigitte C. Madrian, Andrew Metrick. in Perspectives on the Economics of Aging, Wise. 2004

Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance
with James J. Choi, David Laibson, Brigitte C. Madrian, Andrew Metrick: w8655

Published: Poterba, James (ed.) Tax Policy and the Economy 16. 2002.

September 2000Does the Internet Increase Trading? Evidence from Investor Behavior in 401(k) Plans
with James J. Choi, David Laibson, Andrew Metrick: w7878

Published: Choi, James J., David Laibson, and Andrew Metrick. "How Does the Internet Affect Trading? Evidence from Investor Behavior in 401(k) Plans." Journal of Financial Economics 64 (June 2002): 397-421.

A Debt Puzzle
with David Laibson, Andrea Repetto, Jeremy Tobacman: w7879

Published: Aghion, Philippe, Roman Frydman, Joseph Stiglitz, and Michael Woodford (eds.) Knowledge, Information and Expectations in Modern Macroeconomics: In Honor of Edmund S. Phelps. Princeton University Press, 2003.

June 2000The Economic Approach to Social Capital
with Edward L. Glaeser, David Laibson, Bruce Sacerdote: w7728

Published: Glaeser, E. L., D. Laibson and B. Sacerdote. "An Economic Approach To Social Capital," Economic Journal, 2002, v112(483,Nov), 437-458.

July 1999What is Social Capital? The Determinants of Trust and Trustworthiness
with Edward L. Glaeser, David Laibson, Jose A. Scheinkman, Christine L. Soutter: w7216

Published: "Measuring Trust," Edward L. Glaeser, David Laibson, Jose A. Scheinkman, and Christine L. Soutter, Quarterly Journal of Economics, 65, August 2000, pp . 811-846.

June 1996Hyperbolic Discount Functions, Undersaving, and Savings Policy
w5635

Published: Published as "Life-Cycle Consumption and Hyperbolic Discount Functions", European Economic Review, Vol. 42, nos. 3-5 (May 1998): 861-871.

May 1990Economic Implications Of Extraordinary Movements In Stock Prices
with Benjamin M. Friedman, David I. Laibson: r1401

Published: Brookings Papers on Economic Activity, No. 2, pp. 137-172 and 186-189,(1989).

Contact and additional information for this authorAll NBER papers and publicationsNBER Working Papers onlyInformation about this author at RePEc

 
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