NBER Retirement Research Center Paper No. NB 13-01
Issued in November 2013
---- Acknowledgements -----
We thank Gary Engelhardt, William Gale, Nathan Hendren, David Laibson, Brigitte Madrian, Jonathan Parker, James Poterba, Emmanuel Saez, Andrew Samwick, Laszlo Sandor, Karl Scholz, Jesse Shapiro, Jonathan Skinner, Danny Yagan, and numerous seminar participants for helpful comments and discussion. Sarah Abraham, Shelby Lin, Heather Sarsons, and Michael Stepner provided outstanding research assistance. This research was supported by The Danish Council for Independent Research and by the U.S. Social Security Administration through grant #5 RRC08098400-05-00 to the National Bureau of Economic Research as part of the SSA Retirement Research Consortium. The findings and conclusions expressed are solely those of the authors and do not represent the views of SSA, any agency of the Federal Government, or the NBER.